Biweekly Loan Savings Calculator

Build Equity and pay off your loans faster with no upfront cost

Use this biweekly loan savings calculator to determine how much you can save in interest and the number of months you can pay off your loan early by making biweekly loan payments. 

If you are evaluating an existing loan, be sure to provide the date your loan started in Step 2 so you can get a more accurate estimate. 

Step 1
Provide any 3 of the 4 values

  • or

Step 2

Open the calendar popup.
* Defaults to today's date

Results are estimates and include our fees. (See our pricing page.) Fees can reduce or offset savings on single loan.

Biweekly Loan Savings Calculator

Whether you are looking to pay off your home mortgage, auto/RV loan, boat loan, student loan, or credit card debt, using a bi-weekly payment plan can save you money and pay off your debt faster.

See how much you can save with our biweekly loan calculator. By applying principal-only payments, you will decrease the loan balance to which the interest is applied. Instead of budgeting for one payment each month, AutoPayPlus will withdraw a half-payment every other week. This strategy creates two extra half-payments to principal each year.   On a monthly basis, it’s not a big change, but making just one extra payment a year can save you money in interest over the life of your loan and enable you to pay off your loan ​early. Savings and term reduction vary based on the term of the loan, interest rate, and other factors.  

Try our biweekly loan calculator and let the numbers speak for themselves. For a future loan, just complete the information in Step 1. For a current loan, complete Step 1 and Step 2 — adding the loan start date is critical to calculate an accurate savings estimate on existing loans.

USEA makes saving on your loan easy and paying it worry-free. We can help you eliminate months off the your loan term and set up automatic payments for your convenience.

Find out more or call (800) 894-5000 to speak to a USEA Specialist and start saving today!

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